

Want an expert to navigate the home loan process for you? Receive guidance from New Zealand’s top mortgage brokerage and discover the best possible deal within 10 days.
Want to find the right home loan without stressing over rates or approval? At Total Mortgages, we are home finance experts. After winning New Zealand’s Top Brokerage for 2022 and receiving over 300+ 5-star ratings on Google and reviews.io, it seems we’re not the only ones.
Our secret is to pass on industry insider knowledge directly to our customers. We get to know you and your goals – then, we navigate the loan process to help you achieve them. You’ll get special treatment from the banks, a lightning-fast approval outcome, and a done-for-you service from start to finish.
In 2022, we did $140+ million worth of lending through the banks. So it’s fair to say we have a contact or two in the right places. Being New Zealand’s top brokerage’s, opens doors for our clients. And it means your application gets sent to the front of the queue!
That’s how we can guarantee a loan application outcome within 10 working days. You won’t have to wait weeks wondering if you’ll get approved, so you can spend that time planning the move into your dream home.
Discover How To Receive ‘Special Treatment’ From The Banks And Find The Best Possible Interest Rate With New Zealand’s Top Mortgage Brokerage
Our Unique Method To Increase Your Chance Of Loan Approval We’ve had people come to us with rejected applications… and got them approved within days from the same lender that rejected them. Why risk missing out on a loan, when we’ll get you the best possible chance of approval?
A Simple Industry Trick To Speed Up The Application Process Waiting on approval can be nerve-wracking. Use this simple trick to skip the waiting game so you don’t let your dream home slip through your fingers.
How Much You Can Borrow Without Sacrificing Your Lifestyle If you are borrowing beyond your means, your dream home can quickly turn into a nightmare followed by disappointment. We’ll reveal the home loan amount you should apply for, in line with your income and expenses upfront before you we submit your application.
Why We ‘Look Beyond The Loan’ To Find You The Right Mortgage We believe there’s a perfect home loan for everyone. Discover why the secret to receiving ‘special treatment’ from the banks is all in the details.
3 Application Tips To Unlock Your True Borrowing Power Wondering whether you can loan enough money for your ideal home? Leverage our top tips to qualify for the largest loan based on your circumstances.
Discover How To Receive ‘Special Treatment’ From The Banks And Find The Best Possible Interest Rate With New Zealand’s Top Mortgage Brokerage
Discover How To Receive ‘Special Treatment’ From The Banks And Find The Best Possible Interest Rate With New Zealand’s Top Mortgage Brokerage
Discover How To Receive ‘Special Treatment’ From The Banks And Find The Best Possible Interest Rate With New Zealand’s Top Mortgage Brokerage
Since starting in 2015, we’ve made a splash in the Kiwi mortgage market. Our personalised approach has already seen us win 7awards! If you want to be 100% sure you’ve got the best chance at approval – without the stress and hard work – then we’re your go-to mortgage adviser.
We keep it simple every step of the way. No confusing jargon, no annoying trips to the bank, and no comparing countless loans (we’ll do all that for you). The hardest part of your journey will be picking up the keys!
A lot of kiwis go straight to their own bank for a home loan. But have you ever seen a bank recommend a competitor’s product? We didn’t think so! In the mortgage game, loyalty doesn’t pay. And the wrong choice can cost you $100,000s over the course of your loan.
We don’t just look at one bank – we compare all your options, searching rates from the top lenders in the country and matching you with the right one. You’ll feel confident knowing you’ve made a great choice, with a secure loan from a trusted lender, with a trusted adviser who will assist for the life of the loan.
Discover How To Receive ‘Special Treatment’ From The Banks And Find The Best Possible Interest Rate With New Zealand’s Top Mortgage Brokerage
Simply fill in the brief form below and schedule a call with one of our experts. There’s no cost and no obligation to continue with us afterwards. It’s just a chance to let you in on some industry secrets!
If you feel we’re the right fit for you, we can get started right away. We’ll use our inside knowledge to find the right loan, lender, and rate – while taking care of all the hard work for you.
Once we’ve got all of your documentation, you’ll know if your loan has been approved within 10 days. With our experts on your side, you’ll have the best possible chance of approval.
Discover How To Receive ‘Special Treatment’ From The Banks And Find The Best Possible Interest Rate With New Zealand’s Top Mortgage Brokerage
Don’t want to be left in the lurch, waiting for weeks to know if you’re approved? We guarantee you’ll receive an outcome on your home loan within 10 days of providing us with your documentation. And in the extremely unlikely event that you don’t, we’ll shout you dinner for up to $250 at a restaurant of your choice!
Discover How To Receive ‘Special Treatment’ From The Banks And Find The Best Possible Interest Rate With New Zealand’s Top Mortgage Brokerage
Discover How To Receive ‘Special Treatment’ From The Banks And Find The Best Possible Interest Rate With New Zealand’s Top Mortgage Brokerage
Don’t have all your documentation ready yet? That’s ok. While other advisers won’t give you the time of day, we’ll get you started with just a free ‘Home Loan’ insider call. Here’s what we’ll cover on the call:
Here’s what we’ll cover on the call:





































